Department of education consolidating private loans sobe dating com

This is often the reason that people cite when they say you shouldn’t combine federal and private loans.

But before you dismiss the idea of refinancing, you should first take a look to see if any of these benefits apply to you.

One of the biggest myths when it comes to student loans is whether you can combine your Federal and private student loans. Well, since the middle of 2014, you can actually refinance and consolidate both your Federal and private student loans into a single loan with many private lenders.

Think about it: you just graduated from college and you have a combination of about five different student loans. However, there are times when combining all of your loans (both Federal and private) makes sense, and there are times when it may not.

Consolidating multiple loans into one single loan can really help borrowers who prefer to have a simple, single payment for their student loans.

We’ve got you covered with our Student Loan Smarts blog series.

Our expert tips and hacks will help you save money, pay off loans sooner and stress less about student loan debt.

When you consolidate your Federal student loans, you go through the Direct Consolidation Loan program.

This program is designed specifically for Federal student loans and is administered by the Department of Education.

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